Our unified card acquiring payment platform with embedded fraud protection.

We offer you the solutions and expertise your business needs, to reap the benefits of more payments and, provide flexibility and ease to the global user.

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Accelerated business growth and revenue optimisation.

Accept and process payments intelligently with Southern Cross Payments.

We enable businesses to accept online payments from customers all over the world. With a single integration, you can accept all major cards as well as a variety of alternative and local payment methods.

If your business is looking to grow across borders, you need an acquiring partner that will help you get there.

As an E.E.A electronic money institution and principal member card acquirer, we are able to offer a faster, more complete and efficient payment cycle.

Payment Choice

Increase your global reach and maximise your sales with the variety of payment methods and multi-currency options we have to offer.

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Payment Choice

Increase your global reach and maximise your sales with the variety of payment methods and multi-currency options we have to offer.

Multi-Currency

Accept and settle in any of the world’s most popular currencies Provide familiarity and price stability to your customers.

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Multi-Currency

Accept and settle in any of the world’s most popular currencies Provide familiarity and price stability to your customers.

Fraud Protection

Detect and prevent fraudulent transactions, and fight against chargebacks, all while approving more orders. 

Strong Customer Authentication

Ensuring PSD2 compliance by providing a simple, yet patented, solution to SCA by implementing a 2FA process upon card verification. 

Intelligent routing

Our payment gateway is able to route and process your customers’ transactions and find the fastest payment channel automatically, offering you diversity, flexibility and cross-border options.

Advanced Reporting

Get access to a wealth of data for transaction monitoring, risk management and optimization through our user dashboard. 

Optimized checkout process

We have designed and developed an intuitive user journey, especially optimized for regulated-sector merchant requirements.

The checkout process has a unique payment flow that helps users proceed with their payment in a fast and comprehensive way and helps you maximize your business growth.

  • Revenue optimisation
  • Fraud Protection
  • Diversity, flexibility & cross-border options
  • Wealth of data insights
  • Secure data processing and storage
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Pricing
  • No hidden fees
  • Transparent
  • Access to all our risk and reporting tools

We offer volume pricing for merchants exceeding a certain volume of transaction processing. Fill in the form and our team will be in touch with you with a customized proposal.

Contact us
  • European Domiciled Merchant
Payment type Local & intra-regional fee International fee

masterCard    MasterCard

1,90% 2,90%

jCB    JCB

3% 4%

American    American Express

3% 4%

unionPay    UnionPay

3% 4%

DinersClub    Diners Club

3% 4%

Discover    Discover

3% 4%
Pricing applies to Low Risk and non AML Regulated sector Merchants only.
€0.30 transaction fee is applicable for each authorisation, refund or decline. Strong Customer Authentication Fee of €0.03 applies post August 2020.
Offer subject to application and successful Customer Due Diligence (CDD)
Pricing may change based upon CDD
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Security is our top priority

We pride ourselves in the security standards we keep for our customers’ safety and privacy.

We adhere to the most stringent security methods to ensure information is secured to the highest of standards at all times, as well as make sure we adhere to ‘privacy by design’ principles for the data protection of your business and that of your customers.

Get in touch

Interested to find out more about our products?

Our team is always happy to help.

Contact us